New Business Capacity

New Business Capacity

A view of new business capacity as of August, 2023. Note, new business capacity will be reserved for PURE members in high-demand areas.

State

COC

Excess Flood Endorsement

Excess Liability

Home Programs

Condos

Rentals

Alabama

Up to $20M TIV

X

Up to $10M

Up to $20M TIV

X

X

California

Up to $15M TIV

X

Up to $10M

Up to $10M TIV

X

X

Connecticut

 

 

Up to $10M

 

 

 

Florida

Up to $20M TIV

X

Up to $10M

All counties: "Near-Admitted" Risks up to $10M TIV

  • Metal roofs up to 15 years old; All others up to 10 years old
  • A.1 Opening Protection required for Barrier Island risks and mainland locations within 2,500 feet of coast
  • Rentals are now eligible
  • Condos are ineligible

"Core 4" Only: Collier, Indian River, Miami-Dade, Palm Beach

  • Other Non-Admitted Risks $2.5M-$10M TIV
  • Condos and Rental Properties are eligible

X-Wind

  • Limits up to $12M available

Core 4

  • $2.5M-$10M TIV

X-Wind

  • Limits up to $5M available

X

Georgia

Up to $20M TIV

X

Up to $10M

Up to $20M TIV

X

X

Louisiana

Up to $20M TIV

 

Up to $10M

Up to $20M TIV

X

X

Massachusetts

Up to $20M TIV

X

Up to $10M

Up to $20M TIV

X

X

Mississippi

 

X

Up to $10M

Up to $20M TIV

X

X

New Jersey

Up to $20M TIV

X

Up to $10M

Up to $20M TIV

X

X

New York

Up to $20M TIV

X

Up to $10M

Up to $10M TIV

X

X

North Carolina

Up to $20M TIV

X

Up to $10M

Up to $20M TIV

X

X

South Carolina

Up to $20M TIV

X

Up to $10M

Up to $20M TIV

X

X

Texas

Up to $20M TIV

X

Up to $10M

Up to $10M TIV

X

X